Golden Ratio RE Fund

Where Precision Meets Prosperity

The Power Behind the Pattern

At Golden Ratio RE Fund, we believe that growth should never be accidental—it should be intentional, sustainable, and intelligently designed. Our brand is inspired by the Golden Ratio—a timeless mathematical principle, also known as the divine proportion, often seen in nature, architecture, and even the structure of DNA. This ratio, approximately 1.618, reflects the most efficient path to exponential growth—a path we follow in every investment, partnership, and strategy. 

Just like the Golden Ratio appears in the spirals of a sunflower or the symmetry of ancient architecture, we build our portfolio with precision, discipline, and vision. It’s more than a metaphor. It’s a methodology. 

Our mission is clear: 

To deliver purpose-driven, reliable growth by following proven, repeatable patterns of success—backed by real assets and timeless principles. 

We call this our Golden Rule, and it serves as the guiding philosophy behind all of our affiliated companies: 

  • Golden Ratio Investments – our acquisitions and consulting arm focused on luxury residential and commercial real estate. 
  • Golden Ratio Retreats – specializing in hospitality and vacation rental management in the tropical destination of Puerto Rico. 
  • Golden Ratio RE Fund – a real estate-backed private lending fund offering stable, fixed-income returns to accredited investors.

Behind the Fund: Leadership Rooted in Expertise

  • At the core of Golden Ratio RE Fund is not just a strategic investment platform—but a leadership team with a deep understanding of real estate cycles, market dynamics, and investor needs. The fund’s success is driven by the vision and experience of its co-founders, John Anthony Lopez  and Jana Korcekova-Lopez, whose complementary backgrounds form a foundation of strength, trust, and performance. 
  • Together, they bring over two decades of combined experience in residential, commercial, and hospitality real estate—along with extensive expertise in acquisitions, asset management, and capital preservation. Their track record includes leading Golden Ratio Investments and Golden Ratio Retreats, two thriving companies known for disciplined execution and investor-first values. 
  • John’s background in military and law enforcement service, coupled with his real estate leadership and administrative expertise, ensures every asset is managed with operational precision. Jana’s deep market knowledge, underwriting experience, and commitment to excellence guide the fund’s strategy from acquisition to exit. 
  • Their shared philosophy is simple: deliver reliable returns through well-managed, value-driven real estate investments—always grounded in integrity, strategy, and purpose. 

Meet John Anthony Lopez

With over a decade of real estate experience and a strong foundation in public service, John Anthony Lopez serves as a Managing Partner of Golden Ratio RE Fund, LLC, where he leads with strategic discipline, operational excellence, and a commitment to investor protection. His diverse background includes distinguished service in both the U.S. Army and Air Force, a career in law enforcement, and later as Director of College Safety and Security—all of which shaped his exceptional leadership style and risk management acumen. 

John is also the Founder and CEO of Golden Ratio Investments, and co-founder of Golden Ratio Retreats, where he oversees real estate acquisitions, financing, and property operations, with a primary focus on income-generating properties in Puerto Rico’s dynamic vacation rental market. 

His investment philosophy centers on acquiring value-add properties, negotiating optimal purchase and financing terms, and stabilizing assets to produce reliable cash flow. Each deal is selected through rigorous due diligence and managed with military-level precision to maximize returns while safeguarding capital. 

John holds a Master of Administrative Science (MAS) degree from Fairleigh Dickinson University, and began his real estate career as a licensed agent in New Jersey. His expertise spans residential and commercial real estate, with a focus on: 

  1. a) Building long-term wealth through strategic real estate acquisitions
    b) Ensuring investor capital is protected and performing through conservative leverage and hands-on management
    c) Offering accredited investors simple, secure access to real estate income through structured debt instruments 

At Golden Ratio RE Fund, John applies his operational background and financial insight to deliver consistent, no-hassle returns for accredited investors—always with integrity, focus, and mission-first commitment. 

You can reach John directly at GoldenRatioInvestments@gmail.com 

After over 13 years of successful real estate investing and asset management, Jana Korcekova-Lopez co-founded Golden Ratio RE Fund, LLC with a clear mission: to provide accredited investors with secure, fixed-income opportunities backed by real estate. Her experience spans luxury residential, mixed-use commercial, single-tenant retail, hospitality, and multifamily assets—across both mainland U.S. and Puerto Rico. 

Jana also co-founded Golden Ratio Investments, a real estate consulting and acquisitions firm, and Golden Ratio Retreats, a hospitality management company focused on short-term rentals in tropical destinations. She has built her reputation on strategic planning, disciplined underwriting, and consistent performance, all while maintaining a strong commitment to investor transparency and capital preservation. 

Assets are acquired through Jana’s network of real estate brokers, lenders, asset managers, and project partners. Each investment is carefully selected for its value-add potential, then professionally repositioned through renovations or rebranding before being stabilized for long-term income or sold for gain. 

With a business diploma from The Business Academy in Slovakia, and specialized training in real estate finance and investing, Jana leads with both international perspective and local expertise. Her focus remains on: 

  1. a) Offering accredited investors a consistent, passive income alternative to Wall Street
    b) Structuring secure, asset-backed investment opportunities with no fees or management burden for noteholders
    c) Building purpose-driven, sustainable growth across all Golden Ratio entities 

Golden Ratio RE Fund offers a proven path for accredited investors seeking stable returns, strategic leadership, and peace of mind. 

For inquiries, you can contact Jana directly at JanaKovaLopez@gmail.com 

Meet Jana Korcekova-Lopez